Pronunciation: [sˈɛtə͡lz ˌʌp ˈɒn] (IPA) 
The spelling for the phrase "settles up on" can be broken down phonetically as /ˈsɛtəlz ʌp ɒn/. The first portion of the phrase, "settles up," uses the "s" sound, followed by the "eh" sound in "settle," and ending with the "z" sound. The second half, "on," uses the "ah" sound in "on" and ends with the nasal sound of "n." Altogether, the phrase means coming to a settlement or agreement on something.
"Settles up on" refers to the act of resolving or reconciling financial obligations, debts, or payments that are due, typically between two or more parties. This phrase is often used when describing the process of finalizing monetary transactions or clearing outstanding balances.
When someone "settles up on" a debt or payment, it means they complete any necessary monetary transactions to fulfill their obligations or clear their outstanding amounts. This can involve making a final payment, paying off a loan, repaying owed money, or reimbursing expenses incurred during a shared arrangement or partnership.
The term "settles up on" can also extend beyond monetary transactions to include resolving or concluding any unfinished matters, such as finalizing a business deal, closing accounts, or tying up loose ends in contractual agreements.
Overall, "settling up on" signifies the act of reaching a final resolution or agreement concerning financial matters or obligations. It represents the completion of payment, reconciliation, or the closing of accounts to ensure that all parties involved have fulfilled their responsibilities and met their monetary commitments.
